Harley Davidson Motorcycle Insurance -Typical Cost?
Daniel asked:
I am a 19-year old male who has been riding a motorcycle for about 3 years and took a rider safety course. I was wondering what possible insurance costs would be for a Harley 883 Sportster, probably a 98 or newer (probably nothing newer than a 2005 though). Specifically, I was wondering about American Family Insurance (but any general info would be appreciated too). I am looking to upgrade my bike (along with the size of my engine, ive been driving a 250 for a while now). I beleive american family cant even cover sport bikes for a rider like me, so i was thinking about getting another cruiser/standard style bike. i have kind of been drawn towards Harley, but if insurance is too expensive, ill have to look for something else. Does anyone have any other suggestions for bikes? or general info? thanks
Reply:
Too many variables such as where you live, what your driving record is like, what type of coverage you're looking for, etc. Phone and surf around for different quotes. That will be the best way to find out which company is cheapest for you.
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![]() 2004 Geico Cycle Gard Insurance Gecko Motorcycle 2 P Ad US $12.99
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![]() Motorcycle Insurance Banner US $24.95
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![]() Collectible Geico Motorcycle Insurance Advertising US $.99
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Filed under: Motorcyle Insurance FAQ
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US $12.99



how much to ship it? from colorado to utah?
New blog entry: Finding Motorcycle Insurance For Your Harley-Davidson Bike
Ha good one
Good answer from skeptica.
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If you don't have much experience you will pay more.
Only way to find out is get multiple quotes from various sources, asking here is a bit pointless, as is answering
Check several companies, they vary WIDELY for motorcycles. Progressive gave me the best rate, Gieco was also good, some were more than double the rate.
Cruisers are much cheaper than sport bikes, I do not know about the HD specifically. I have a Honda VTX 1300 and I pay $500 per year in Miami, I quoted a CBR600 sportbike and it was like $2000 I think, that was like 2 1/2 years ago. My agent told me if I was younger she had seem sport bikes where insurance is close to the price of the bike.
I quoted a goldwing just for fun and that was $350, and for a $20,000 bike.
Like I said I do not know HDs but I know they get stolen alot more so this would increase the insurance.
i love the looks of the pipes…what kind are those?
scrap metal is up to 100 a ton here, scrap it…you might get 100
general motorcycle insurance | Harley Davidson and Kawasaki …: average cost of motorcycle insurance for men aged…
general motorcycle insurance | Harley Davidson and Kawasaki …: average cost of motorcycle insurance for men aged…
Howto Find Harley Davidson Motorcycle Insurance
Howto Find Harley Davidson Motorcycle Insurance
Harleys SUCK!!
It would have been great if I could have heard the engine on your beast… not the neighbour mowing his lawn. Other than that – nice bike.
scrap metal is up to 100 a ton here, scrap it…you might get 100
Riding on THE left Side so weird:p
My point is simple!Go buy yourself a motorcycle with a quiet exhaust system and go ride around your town for,oh, let's say for about a half hour or so.If you don't make it home,we were right and you were WRONG.