Average cost of motorcycle insurance for 17year old male ?
Thursday, August 13th, 2009 at
9:10 pm
Dion asked:
How much would insurance coverage cost me?
I am going to take the rider safety course.
I have no previous accidents and have above 3.0 GPA.
I want to get a Kawasaki Ninja500 because I heard they are great for beginners and are decent bikes as well.
Any tips, advice, general information would be much appreciated!
Reply:
For me it is $250 a year.
I'm 16, have a ninja 500, and have basic coverage, also no accidents and a 3.0 gpa
I'm 16, have a ninja 500, and have basic coverage, also no accidents and a 3.0 gpa
Source(s):
progressive auto
 |
 JESUS IS MY INSURANCE Motorcycle Helmet Sticker  US $1.19
|
 1999 ALLSTATE INSURANCE MOTORCYCLES AT LAKESIDE BAR AD US $5.95
|
 Original 1966 Metropolitan Life Insurance Motorcycle ad US $7.50
|
 2006 Geico Motorcycle Insurance Advertisement US $9.99
|
 MOTORCYCLE KEY CHAIN INSURANCE US $11.95
|
 Insurance Agency Motorcycle Business Plan US $39.95
|
Tagged with: Cost Of Motorcycle Insurance
Filed under: Motorcyle Insurance FAQ
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'bout a million dollars
Seriously, insurance rates are determined by where you live, the bike you're insuring, how much insurance you buy and more.
Although 16 and 17 year olds have almost the biggest risk and therefore have the highest insurance rates, most insurance companies offer some kind of discount for having gotten good grades.
I said 'almost' the highest risk as it could be worse. Some new drivers have had tickets as well as accidents. They're at a higher risk.
In time you can also get 'good driver'; discount, usually after three years of no tickets or accidents. You also get a slight discount when you renew. As you get older, as long as you maintain a good record, rates go down (unless inflation matches counters it).
Check out the link below. Progressive has a very good reputation. You can get quotes and do business with them on line.
Good luck.
$800-1200 for 6months
It depends on the size of your bike, your age and your driving or riding record.
It really depends.. Driving record? I know people that pay up to $2500 a year. I however have a clean record, 36 years old. I would have to pay around $250.00 a year.
1) Go to
2) Fill out an insurance request form
3) Get up to 5 rates from different companies
Latest Insurance Guide and Tip Manage the Cost of Motorcycle Insurance
I am an MSF instructor, and I have owned MANY bikes. I have full coverage on a 2006 Triumph Tiger 955cc. I am 28 years old and I pay $480/year for the bike insurance. I remember paying $2400/year to insure a bike when I was 19. Age and experience is a factor, having multiple policies with the same agent is a factor, but another major factor is the type of bike. Insurance companies are not bike experts. If a bike is classified as "sport", the rates are high. Not all bikes live up to the stereotype of their classification. For example, it is cheaper to insure a Suzuki Hyabusa 1300cc, the fastest production motorcycle in the world, than it is to insure a Suzuki GSXR 600cc sport bike. Why? The ultra fast Hyabusa is considered to be sport-touring instead of sport. For the sake of comparison, get an estimate on a Honda Nighthawk 250. You may never intend to buy one, but it is a great experiment. If the price is much lower, you will know it is the bike itself that is the reason for the high quote. In that case, you might go for something that is sporty but not classified as a sport bike. You can also argue about the classification of the bike. My triumph was quoted for $1400/year when classified as "sport." I showed picutures of various sport bikes and how it was different. I then showed them pictures of bikes that are considered to be touring bikes, like the BMW 1200GS and 1200RT that resemble my Triumph. They then reclassified my bike as a touring bike so I pay $480/year. Rightly so, as I have hard saddlebags on it and I use it for touring.
Recap:
1. See if a non-sport 250 is significantly cheaper.
2. Argue that the Ninja 250 is not a "sport" bike, but a "standard" bike. Unlike it's sport bretheren of larger displacement, the Ninja 250 sits upright in a non-racing position. The foot pegs are under the rider, and not swept back. Also unlike the big Ninjas (600, 1000, etc), there is not a recoginized racing class for the 250s. The Ninja 250 is a low-powered standard motorcycle with some plastic on it. A good insurance agent will take this argument into consideration and try to work with you. In fact, print this out and see what he or she thinks.
3. If all else fails, get a bike that is not initially labelled "sport" that will likely have more performance than that little 250 anyway.
Good luck
Kawasaki KLR650
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