Antique Motorcycle Insurance?
Darwin asked:
We are purchasing a property, and have to get insurance for it.
what are some of the things an adjuster would look at?
wiring? fire hazards, leaks?
what exactly and in particular are they going to check and if need make us fix before insuring us.
this is a motorcycle shop/fireplaces/antique shop/apartment.
Thanks!
Reply:
Age (20+ years old) will trigger inspections for:
Electric - modern three strand wiring with circuit breakers all up to code
Smoke & security alarms and other safety features inspected and up to code
Updated plumbing
Updated HVAC
Updated Roof
General good repair of entire building, surrounding area and sidewalks
Sprinklers ? This would be a plus.
Show that these issues have been addressed and an insurer will more likely think of the building as a functional rehab, not a piece of history.
Any building older than 40 years will have the above issues PLUS you'll have to discuss actual cash value or functional replacement vs replacement cost on the policy.
Usage is another onion to peel. Mixed usage is considered high risk, mixed commercial & residential is considered high risk. Actually ALL the usages you listed are special coverages. Finding an insurer who'll cover them all is going to be a challenge. I hope you have a good relationship with a local independent agent. Good luck
Source(s):
 |
 JESUS IS MY INSURANCE Motorcycle Helmet Sticker  US $1.19
|
 1999 ALLSTATE INSURANCE MOTORCYCLES AT LAKESIDE BAR AD US $5.95
|
 Original 1966 Metropolitan Life Insurance Motorcycle ad US $7.50
|
 2006 Geico Motorcycle Insurance Advertisement US $9.99
|
 MOTORCYCLE KEY CHAIN INSURANCE US $11.95
|
 Insurance Agency Motorcycle Business Plan US $39.95
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Tagged with: Antique Motorcycle Insurance
Filed under: Motorcyle Insurance FAQ
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They're all right. Classic Vehicle insurance gives you a reduced rate because you can drive it only to/from and in parades, shows, concours, etc., and that reduces your annual mileage, but you do still have to insure it.
NO! You may be eligible for a "reduced" license plate, but you should continue to insure the motorcycle.
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Antique motorcycle insurance is must for all vintage and old motorcycles whether they are being kept as collectives or they are being driven around. Since antique motorcycles are very precious to their owners, they should make sure that they get enough insurance so that they can be protected against any type of damage or theft. People all around the world loves to see these vintage motorcycles and sometimes there are special shows and parades where these vintage motorcycles are shown off.
GOODS, NICE..
Antique motorcycle insurance is must for all vintage and old motorcycles whether they are being kept as collectives or they are being driven around. Since antique motorcycles are very precious to their owners, they should make sure that they get enough insurance so that they can be protected against any type of damage or theft. People all around the world loves to see these vintage motorcycles and sometimes there are special shows and parades where these vintage motorcycles are shown off.
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Antique motorcycle insurance is must for all vintage and old motorcycles whether they are being kept as collectives or they are being driven around. Since antique motorcycles are very precious to their owners, they should make sure that they get enough insurance so that they can be protected against any type of damage or theft. People all around the world loves to see these vintage motorcycles and sometimes there are special shows and parades where these vintage motorcycles are shown off.
Antique motorcycle insurance is must for all vintage and old motorcycles whether they are being kept as collectives or they are being driven around. Since antique motorcycles are very precious to their owners, they should make sure that they get enough insurance so that they can be protected against any type of damage or theft. People all around the world loves to see these vintage motorcycles and sometimes there are special shows and parades where these vintage motorcycles are shown off.